Terms and Conditions of Service

These terms govern your use of the kamionraxa.com financial planning subscription service. Please read them carefully before subscribing or using our website.

September 1, 2025

Acceptance of Terms

By accessing or using our service, you agree to these terms and any additional policies referenced herein. If you do not agree, please do not use our site or services.

Definitions

Key terms used in these terms and conditions:

  • Service: The ongoing financial planning subscription offered by kamionraxa.com at a fixed monthly fee.
  • User: Any person who accesses, browses, or subscribes to the kamionraxa.com service.
  • Content: Any text, graphics, material, or information provided through the site or service.
  • Subscription: The recurring monthly payment arrangement for access to our planning service.

Service Usage Guidelines

Use our service for lawful personal planning purposes only. Do not misuse or attempt to circumvent security features.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe. By subscribing, you confirm your eligibility.

Not available outside Australia.

User Responsibilities

You are responsible for your account and any activity conducted under your subscription.

  • Keep your login credentials secure and confidential.
  • Provide accurate, up-to-date information during registration and service use.
  • Notify us immediately of unauthorised access or security issues.
  • Comply with all applicable Australian laws and regulations.

Prohibited Uses

Certain activities are not permitted on our platform.

  • Using the service for unlawful or fraudulent purposes.
  • Attempting to gain unauthorised access to systems or data.
  • Sharing, copying, or redistributing content without permission.
  • Impersonating others or submitting false information.
  • Disrupting or interfering with service functionality.

Intellectual Property Rights

All content and materials on kamionraxa.com are owned or licensed by us. You may not reproduce, modify, or distribute materials without permission. Trademarks and logos remain the property of their respective owners.

User Content

Any material you submit remains your responsibility. Do not submit content that is unlawful, offensive, or infringes on others’ rights.

User Content Rights:

By submitting content, you grant us a licence to use it as necessary for service provision and improvement.

Privacy Policy and Data Use

Your data is handled according to our privacy policy, which outlines how information is collected, used, and protected. Review our privacy policy for details. Privacy Policy

Disclaimer and Warnings

Our service is provided on a general guidance basis only. Individual results may vary.

Important Notice:

We do not sell or recommend investment products. All information is general and not tailored to individual investment objectives or circumstances.

Limitation of Liability

We are not responsible for indirect, incidental, or consequential damages resulting from your use of the service. Past performance does not guarantee future results.

Indemnification

You agree to indemnify us for any claims or losses arising from your use of the site or breach of these terms.

Dispute Resolution Process

We encourage direct resolution of any issues. If unresolved, the process below applies.

Arbitration

Disputes may be resolved by confidential arbitration in Australia, unless otherwise required by law.

Arbitration does not limit your statutory rights.

Online Dispute Resolution

You may also use Australian consumer dispute resolution channels.

Consumer Dispute Resolution: Consumer Dispute Resolution

Applicable Law and Jurisdiction

Australian law applies to all matters related to your use of our site or services.

Termination

We may terminate or suspend access at any time for breach of terms or unlawful activity. You may cancel your subscription at any time.

Modifications

We may update these terms periodically. Continued use of the service means acceptance of revised terms.

Severability

If any section is found invalid, the remaining provisions remain in effect.

Entire Agreement

These terms, along with referenced policies, constitute the entire agreement between you and kamionraxa.com.

Contact Us for Terms

Questions about these terms? Contact our team using the details below.

Email Address: content@kamionraxa.com

Phone Number: +61.7.3921.9216

Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective Date: September 1, 2025

Version: 1.2