Terms and Conditions of Service
These terms govern your use of the kamionraxa.com financial planning subscription service. Please read them carefully before subscribing or using our website.
September 1, 2025
Acceptance of Terms
By accessing or using our service, you agree to these terms and any additional policies referenced herein. If you do not agree, please do not use our site or services.
Definitions
Key terms used in these terms and conditions:
- Service: The ongoing financial planning subscription offered by kamionraxa.com at a fixed monthly fee.
- User: Any person who accesses, browses, or subscribes to the kamionraxa.com service.
- Content: Any text, graphics, material, or information provided through the site or service.
- Subscription: The recurring monthly payment arrangement for access to our planning service.
Service Usage Guidelines
Use our service for lawful personal planning purposes only. Do not misuse or attempt to circumvent security features.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe. By subscribing, you confirm your eligibility.
Not available outside Australia.
User Responsibilities
You are responsible for your account and any activity conducted under your subscription.
- Keep your login credentials secure and confidential.
- Provide accurate, up-to-date information during registration and service use.
- Notify us immediately of unauthorised access or security issues.
- Comply with all applicable Australian laws and regulations.
Prohibited Uses
Certain activities are not permitted on our platform.
- Using the service for unlawful or fraudulent purposes.
- Attempting to gain unauthorised access to systems or data.
- Sharing, copying, or redistributing content without permission.
- Impersonating others or submitting false information.
- Disrupting or interfering with service functionality.
Intellectual Property Rights
All content and materials on kamionraxa.com are owned or licensed by us. You may not reproduce, modify, or distribute materials without permission. Trademarks and logos remain the property of their respective owners.
User Content
Any material you submit remains your responsibility. Do not submit content that is unlawful, offensive, or infringes on others’ rights.
User Content Rights:
By submitting content, you grant us a licence to use it as necessary for service provision and improvement.
Privacy Policy and Data Use
Your data is handled according to our privacy policy, which outlines how information is collected, used, and protected. Review our privacy policy for details. Privacy Policy
Disclaimer and Warnings
Our service is provided on a general guidance basis only. Individual results may vary.
Important Notice:
We do not sell or recommend investment products. All information is general and not tailored to individual investment objectives or circumstances.
Limitation of Liability
We are not responsible for indirect, incidental, or consequential damages resulting from your use of the service. Past performance does not guarantee future results.
Indemnification
You agree to indemnify us for any claims or losses arising from your use of the site or breach of these terms.
Dispute Resolution Process
We encourage direct resolution of any issues. If unresolved, the process below applies.
Arbitration
Disputes may be resolved by confidential arbitration in Australia, unless otherwise required by law.
Arbitration does not limit your statutory rights.
Online Dispute Resolution
You may also use Australian consumer dispute resolution channels.
Consumer Dispute Resolution: Consumer Dispute Resolution
Applicable Law and Jurisdiction
Australian law applies to all matters related to your use of our site or services.
Termination
We may terminate or suspend access at any time for breach of terms or unlawful activity. You may cancel your subscription at any time.
Modifications
We may update these terms periodically. Continued use of the service means acceptance of revised terms.
Severability
If any section is found invalid, the remaining provisions remain in effect.
Entire Agreement
These terms, along with referenced policies, constitute the entire agreement between you and kamionraxa.com.
Contact Us for Terms
Questions about these terms? Contact our team using the details below.
Email Address: content@kamionraxa.com
Phone Number: +61.7.3921.9216
Address: 373 Bay Street, Port Melbourne, VIC 3207 Australia
Effective Date: September 1, 2025
Version: 1.2